One more word about the charts. They're only included with the pdf files. I haven't figured out how to get them pasted here. Sorry!
Thank you, thank you to all my test knitters for your patience in waiting for me to get this posted. All of my testers are sworn to secrecy and they promise not to post pictures until I publish a pattern. I'm very fortunate to have their loyalty. Some of them have been waiting a long time to see this one, so I want to especially thank them for keeping their promises!!